FAFSA简化2024-25 -你准备好了吗?

FAFSA简化 & 《澳门皇冠赌场平台》于2020年12月由国会通过. The intent of the legislation was to make the financial aid process and eligibility for Federal Pell grants more predictable for low-income students, reduce the number of FAFSA (Free Application for Federal Student 援助) Form questions, 简化确定财务需求的计算, expand federal aid eligibility for specific populations and ultimately improve educational outcomes for low-income students.

While some provisions of the legislation went into effect for the 2023-2024 academic year, most will be implemented for the 2024-2025 academic year (Summer 2024/Fall 2024/Spring 2025).  FAFSA简化 Act represents a significant overhaul to federal student aid, 包括:

  1. 免费申请联邦学生资助(FAFSA)表格，
  2. 需求分析,
  3. 出席费用和
  4. many policies and procedures for schools that participate in the Title IV aid programs.

Hardin-Simmons大学’s Office of Financial 援助 has created this webpage to help others understand a few of the upcoming changes for 2024-25.

资源

  • Every student and contributor to the FAFSA will need an FSA ID to complete the 2024-25 FAFSA online. 这个过程大约需要3天, 所以如果你没有FSA的ID, 我们鼓励您现在创建一个 这个位置. 请注意: Federal Student 援助 is still working on a process to allow individuals without a social security number to create an FSA ID. FSA表示，预计在FAFSA发布日期之前.
  • 联邦学生援助估计 现在可用. 有了这个工具, students can find out how much federal student aid they may be eligible for starting with the 2024–25 award year—note that this tool estimates the Student 援助 Index (SAI) for 2024–25 award year, not the Expected Family Contribution (EFC) for 2023–24 award year.
  • 2024-2025年FAFSA的启动日期将被推迟. 2024-2025年FAFSA将在 fafsa.政府 不是2023年10月1日，而是2023年12月. 12月的确切日期待定.
  • The number of questions on the FAFSA has decreased from approximately 108 to less than 40.
  • The EFC (Estimated Family Contribution) will become the Student 援助 Index (SAI).
  • Students can list up to 20 schools on their FAFSA via the online application.
  • Aligns more questions on the FAFSA with federal income tax returns.
  • 重要的是: Previously, students, a student’s spouse (when married), and parent(s) (when students are 依赖) entered their tax information or used the IRS Data Retrieval Tool (DRT) to transfer tax data from the IRS to the FAFSA. Beginning with 2024-25, all persons listing tax information on the FAFSA will be 要求 to use the IRS Direct Data Exchange (DDX) to share tax information or confirm non-filing status. DDX gives ease to the process and reduces questions to be answered. This change also requires the student, spouse, and all parents with tax data reported to get an FSA ID (如果你们还没有的话).
  • 学生、配偶、父母和继父母 现在还需要他们的同意吗 在新的 检索和披露联邦税务信息的同意 部分的联邦学生援助资格.
    • This consent will allow the IRS to share Federal Tax Information using the Direct Data Exchange (DDX).
    • 如果FAFSA表格的任何一方没有提供同意, 仍然允许提交表格. However, a Student 援助 Index (SAI) will not be calculated and 你将没有资格获得联邦学生援助.
  • The Custodial Parent on your FAFSA will no longer be the parent with whom you lived the most during the past 12 months, but rather the parent who provided you with more financial support, 无论生活安排如何.
  • Students who qualify for a dependency override due to homelessness or not being able to access their parents’ financials, no longer need to recertify their dependency status each year, 除非他们的情况有所改变.

作为FAFSA简化法案实施的一部分, students and families will see a different measure of their ability to pay for college, and they will experience a change in the federal methodology used to determine aid.

  • 由于确定援助的方法发生了变化, a Student 援助 Index (SAI) – rather than an expected family contribution (EFC) – is used to measure the student’s (and, 如果适用的话, 家庭支付大学学费的能力.
  • 计算SAI的新需求分析公式:
    • removes the number of family members in college from the calculation.
    • 允许最低SAI为-$1,500 (but negative numbers do not increase eligibility for federal student aid or allow financial aid to go above the college’s cost of attendance (COA).
    • implements separate criteria to determine eligibility for the Federal Pell Grant Program, linking eligibility to family size and the federal poverty level, 让更多的学生获得项目资金.
    • Child support received will be included in assets and not as untaxed income.
    • 家庭 who own a small business/farm that also serves as primary residence will now have assets of that business/farm considered in their need analysis calculation.
  • SAI将使用以下三种公式之一来确定:
    • A式-依赖家庭的学生;
    • Formula B – In依赖 students without 依赖s other than a spouse; or,
    • Formula C – In依赖 students with 依赖s other than a spouse.
  • Although there is no simplified needs test in the SAI formula, certain applicants will still be exempt from asset reporting based on their income and tax filing status.
  • The Pell Grant scheduled award calculation will consists of three steps:
    • 第1步-最高佩尔助学金资格;
    • Step 2 – Student 援助 Index Calculation; and,
    • 步骤3 -最低佩尔助学金资格.

Hardin-Simmons大学 Office of Financial 援助 will provide future communication throughout the next year on these upcoming changes and is happy to assist you with the financial aid application process should questions arise.  更多信息也可在  什么是FAFSA简化法案? |联邦学生援助